{"id":12327,"date":"2021-04-01T10:08:07","date_gmt":"2021-04-01T13:08:07","guid":{"rendered":"https:\/\/blogdosrsiape.com\/?p=12327"},"modified":"2021-04-06T09:50:30","modified_gmt":"2021-04-06T12:50:30","slug":"passa-a-valer-o-aumento-do-limite-de-margem-consignado","status":"publish","type":"post","link":"https:\/\/11ponto11servidor.com.br\/blogsrsiape\/passa-a-valer-o-aumento-do-limite-de-margem-consignado\/","title":{"rendered":"Passa a valer o aumento do limite de margem consignado"},"content":{"rendered":"
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O presidente Jair Bolsonaro (sem partido) sancionou nesta ter\u00e7a-feira (30) lei que aumenta at\u00e9 o fim do ano a margem para contrata\u00e7\u00e3o de empr\u00e9stimos consignados por aposentados, pensionistas, servidores p\u00fablicos e empregados da iniciativa privada. A proposta eleva de 35% para 40% a margem consign\u00e1vel, at\u00e9 o dia 31 de dezembro, em raz\u00e3o da pandemia do novo coronav\u00edrus.<\/p>\n

Esta lei, cuja san\u00e7\u00e3o foi publicada no “Di\u00e1rio Oficial da Uni\u00e3o” desta quarta-feira (31), \u00e9 decorrente de uma medida provis\u00f3ria aprovada pela C\u00e2mara e pelo Senado no in\u00edcio de mar\u00e7o, \u00e0s v\u00e9speras de o texto perder sua validade. A lei j\u00e1 est\u00e1 em vigor e aumenta de 35% para 40% a margem consign\u00e1vel, com 5% destinados para opera\u00e7\u00f5es com cart\u00e3o de cr\u00e9dito \u2014amortiza\u00e7\u00e3o de d\u00edvidas por esse meio ou para utiliza\u00e7\u00e3o com saques no cart\u00e3o.<\/p>\n

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Ap\u00f3s 31 de dezembro de 2021, o percentual m\u00e1ximo volta a ser de 35%. O texto tamb\u00e9m prev\u00ea que, a partir de 1\u00ba de janeiro de 2021, se ultrapassado o limite previsto anteriormente de 35%, fica mantido o limite de 40% para as opera\u00e7\u00f5es j\u00e1 contratadas e vedada a contrata\u00e7\u00e3o de novas opera\u00e7\u00f5es.<\/p>\n

O cr\u00e9dito consignado apresenta um risco menor de inadimpl\u00eancia, por ser descontado do contracheque do interessado em contrair o empr\u00e9stimo. Por isso, as taxas dessa linha s\u00e3o mais baixas, quando comparadas com outros tipos de empr\u00e9stimos. De acordo com o texto sancionado, a possibilidade de aumento da margem consign\u00e1vel pode ser ampliada para servidores de uma maneira geral.<\/p>\n

S\u00e3o mencionados militares da ativa, da reserva, servidores p\u00fablicos de qualquer ente da federa\u00e7\u00e3o, ativos e inativos, empregados da administra\u00e7\u00e3o direta e pensionados de servidores e de militares.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>

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Os bancos e institui\u00e7\u00f5es financeiras poder\u00e3o suspender por at\u00e9 120 dias o pagamento de parcelas de contratos novos e antigos, mantendo os juros do empr\u00e9stimo. Caber\u00e1 a cada institui\u00e7\u00e3o adotar ou n\u00e3o essa car\u00eancia.<\/p>\n

O texto tamb\u00e9m estabelece que o INSS (Instituto Nacional do Seguro Social) fica autorizado at\u00e9 o \u00faltimo dia do ano a conceder o benef\u00edcio do aux\u00edlio-doen\u00e7a, mediante apresenta\u00e7\u00e3o pelo requerente de atestado m\u00e9dico e de documentos complementares que comprovem a doen\u00e7a informada no atestado como causa da incapacidade.\u200b<\/p>\n

Fonte: Folha de S\u00e3o Paulo<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"O presidente Jair Bolsonaro (sem partido) sancionou nesta ter\u00e7a-feira (30) lei que aumenta at\u00e9 o fim do ano a margem para contrata\u00e7\u00e3o de empr\u00e9stimos consignados por aposentados, pensionistas, servidores p\u00fablicos e empregados da iniciativa privada. A proposta eleva de 35% para 40% a margem consign\u00e1vel, at\u00e9 o dia 31 de dezembro, em raz\u00e3o da pandemia...","protected":false},"author":1,"featured_media":12330,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12327","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geral"],"yoast_head":"\nPassa a valer o aumento do limite de margem consignado - Blog do Sr. SIAPE<\/title>\n<meta name=\"description\" content=\"Nova lei aprovada pelo presidente Jair Bolsonaro autoriza aumento de margem consignado de servidores. 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